John Stossel has written an excellent column on how the latest Dead Eyes excrement on credit-card companies is morally wrong and will hurt the very people it is allegedly designed to help: those with not much cash. It'll also raise rates on everyone else because the companies have to make a profit to exist. One caveat on Stossel's column is his comment that the politicians "motive is honorable."
Of course it is not. It is simply another means to hobble capitalists and make them answerable to bloated fascists.